Fintech Valuation | Minerva Valuations

Industry Description

This industry comprises establishments primarily engaged in encompasses a broad range of companies that use technology to innovate and enhance financial services. This sector has seen rapid growth and transformation, driven by advancements in technology, changes in consumer behavior, and evolving regulatory landscapes.

Minerva has clients in this industry in the United States

Benchmark Data

$1 Million - $5 Million Net Sales

MVIC/Net Sales: N/A
MVIC/Gross Profit: N/A
MVIC/SDE: N/A
MVIC/EBITDA: N/A

Statistics (Fintech)

Number of Establishments: 125,000
Average Profit Margin: 25%
Revenue per Employee: $300,000
Average Number of Employees: 100 - 125
Average Wages per Employee: $120,000

What Drives Value

Fintech companies are valued on the scale of the transactions they handle and the share of value they keep. Regulatory licences are often essential, and lending businesses carry credit risk as well.

Regulatory licences: the approvals required to offer payment, lending or investment services
Transaction volumes: the value processed through the platform
Take rate: the share of each transaction the company keeps as revenue
Customer acquisition: the cost of winning and keeping users
Credit risk: losses on loans made or facilitated

Minerva's CBVs value fintech companies for family law matters, tax and estate planning, and transactions.

Fintech

Industry Description

Benchmark Data

What Drives Value

Locations

Texas

Miami

Los Angeles

Toronto